Most of the roofers we work with are getting underpaid by 20%-30%.
It is mind-boggling that a roofing contractor can do a great job, help a homeowner or business, and then insurance comes under your expected payout. This is happening more and more.
At Supplement Experts, we’ve got working with insurance and adjusters down to a science. We help contractors deliver the right documentation and accurate estimates, to ultimately improve the bottom line.
We want you to get paid appropriately, so we created this post to give a few tips.
Understand The Adjuster’s Perspective
Adjusters are in the insurance business, not the roofing business. They want to get through claims, and get them checked off of their to do list.
Supply them with what they need, quickly, and they will help you.
Make things difficult for them, and they’re not going to go out of their way for you.
Much of the adjuster’s role is investigating, inspecting, and reviewing documentation. It’s important to make things clear to them. Being in the industry, it’s easy to use roofing jargon. We recommend avoiding that.
Make their life easy, and they can make yours easy too.
Documentation is Key
Photographs, estimates, documentation of work completed, materials used, etc. All of this should be in order and prepared for your claim, or when the adjuster needs it.
Reach out, and we’re happy to supply a free photo checklist!
Hopefully, you’re using a great roofing CRM and tools like Xactimate that can keep this organized. Adjusters often use Xactimate, so if you use it too, this can really streamline the process.
Anything on your end that helps an adjuster understand what happened, the plan to resolve it, and what was done can be helpful.
If you’re lacking documentation, insurance companies are lacking reasons to pay you properly.
Move Quickly
The sooner you get the adjuster what they need, the sooner they can work on or continue working on your claim.
Maybe they need more information regarding a damage assessment. Perhaps something involving compliance with local codes.
This is an easy-to-control item on the roofer’s part that can make the entire process easier, and ensure your supplement isn’t getting stuck, sitting for weeks.
CONCLUSION
Working with adjusters and insurance claims is stressful.
With us, you don’t have to worry about that anymore.
Focus on roofing, we’ll provide expertise with insurance claims to get you paid right.
We only get paid if you do, and our rates are competitive. You can expect to get paid 20%-30% more, and our payment is a minimal portion of that increase.
Contact us. We’d love to help you and your business earn more.
